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FAQ: Booking Refund Insurance for Ticket Buyers
FAQ: Booking Refund Insurance for Ticket Buyers

Frequently asked questions about booking refund insurance

Support Team avatar
Written by Support Team
Updated over 10 months ago

In this article:

The ticket store you're buying from may offer booking refund insurance at checkout.

Upon adding to your cart, you might think the refund is absolute. However, insurance covers specific conditions, issues, and circumstances to ensure you can get your money back (minus the booking fee).

Should you get booking refund insurance?

TicketPlan Booking Refund Insurance purchased from Eventcube is designed to cover you if you are a resident of the United Kingdom and unable to attend a UK-based event booked via Eventcube - as a result of certain specific circumstances, which are detailed below.

Important terminologies

Booking refund insurance. This is a product you purchase at checkout alongside your tickets to ensure that you can get your money when you cannot attend the event due to the listed circumstances below.

Ticket face value. The ticket face value is the ticket price without the booking fees implemented by Eventcube.

Claim. The request you make on the TicketPlan website when you are eligible for a refund for tickets you were unable to use.

What is insured?

TicketPlan will pay up to a maximum of £300 per order item in respect of the face value of each insured event ticket you purchase if you are unable to attend the booked event due to any of the following unexpected events:

  • Unexpected disruption of the public transport network you could not have reasonably known about before the date or time of the booked event;

  • Your death, an accident, or illness that means you are unable to attend the booked event;

  • The death, accident, or illness of any person(s) in the group due to attending the booked event with you if they are the sole other member of the group;

  • The death, accident, or illness of any person(s) in the group who is also a member of your immediate family;

  • Accident or illness of a member of your immediate family;

  • The death of a member of your immediate family who is not part of the group, which occurs within the 4 weeks leading up to the booked event;

  • Pregnancy which occurs after the time booking and where you give birth within the 4 weeks leading up to the booked event or where the booked event falls within 4 weeks of the expected delivery date of your baby;

  • Mechanical breakdown, accident, fire, or theft en route of a private vehicle taking you to the booked event;

  • Jury service, which you were unaware of at the time of the booking;

  • Burglary or fire at your residence in the 48 hours immediately before the booked event requiring the attendance of the emergency services;

  • You being summoned to appear at court proceedings as a witness, which you were unaware of at the time of booking;

  • You being a member of the armed forces and being posted overseas unexpectedly;

  • Adverse weather, including snow, frost, fog, or storms where the Police service or other Government agencies have issued warnings not to travel.

What is NOT insured?

No insurance claim is paid where:

  • At the time of booking, you could have reasonably known about or foreseen the circumstances that prevent you from attending a booked event;

  • You were medically unfit to attend the booked event when you purchased the policy;

  • You cannot provide suitable supporting documentation, a doctor’s report for accident or illness, or a death certificate where your refund claim relates to death;

  • The symptoms that accompany a normal pregnancy are the sole reason you cannot attend a booked event with the exception of pregnancy which occurs after the booking date and where either: o you gave birth within the 4 weeks leading up to the booked event; o the expected date of delivery is within 4 weeks of the booked event;

  • You cannot return any unused tickets or vouchers forming part of the booking;

  • You cannot provide evidence of the unused tickets when applying for a refund;

  • The booked event is canceled, abandoned, postponed, curtailed, or relocated;

  • You decide not to attend a booked event other than for a reason covered by this insurance;

  • You are prevented from traveling to a booked event due to disruption of the public transport network, which is public knowledge before the booked event, for example, planned strike action or engineering works;

  • You can recover any part of the cost of the booking;

  • In our reasonable opinion, you did not allow sufficient time to travel to a booked event;

  • You carry out a criminal act that prevents you from attending a booked event;

  • You are prevented from traveling to a booked event due to an outbreak of a contagious disease, and the Government or any agency acting on behalf of the Government has imposed a ban on travel.

Are there any restrictions on cover?

  • If you are not a UK resident.

  • For traveling or associated expenses (unless travel costs are included as part of the total booking price) or any loss other than the face value of the ticket to the booked event.

  • For any costs you incur in submitting or providing evidence to support your refund claim.

  • If you make a false or fraudulent refund claim or support a refund claim by false or fraudulent document, device, or statement.

What are your obligations as a ticket holder?

  • Please ensure the product meets your requirements before deciding whether to proceed.

  • It is your responsibility to investigate whether you already have insurance coverage for some or all of the benefits provided by this insurance product.

  • Neither Eventcube nor TicketPlan have provided you with any recommendation or advice in relation to the purchase of this insurance product.

  • Please ensure that you read and understand the policy documentation.

When does the cover start and end?

The policy starts from the date you buy your policy and finishes when you arrive at the booked event or as soon as the booked event is canceled, abandoned, postponed or relocated.

When and how do you pay?

TicketPlan Booking Refund Insurance can only be purchased simultaneously as tickets are bought via Eventcube.

Where are you covered?

Any UK-based event booked via Eventcube’s platform for which the TicketPlan premium was paid at the time of booking.

How do you cancel the contract?

If your coverage does not meet your requirements and you wish to cancel the insurance coverage, please notify us within 14 days of receiving your insurance policy document. Should you decide to exercise this cancellation right, you will be entitled to a refund of the premium. If, during this initial 14 day period, you attend the event, or have/make a claim, a refund of the premium will not be made. You can contact Eventcube by email at support@eventcube.io.

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